What is the purpose of obtaining uninsured or underinsured motorist coverage?

I’ve always said that uninsured or underinsured motorist coverage is the most important insurance in the state of Florida when it comes to insuring your motor vehicle. It basically protects you if you are struck by someone who is uninsured or does not have any insurance at all. We see so many of those cases in our practice so protect yourself and get that insurance. It’s the most important insurance that you can have.