I was driving a company car when I was injured in an accident. Explain my claim
When it comes to company vehicles or host vehicles, meaning vehicles owned by someone other than the driver, it can change the nature of the insurance slightly. The first place we look is the actual injured party, or the drivers PIP Insurance or No Fault Insurance. That will pay up to $10,000 in medical payments. The next place we look is the at fault driver’s insurance, just the same way we would without a company car, and that’s bodily injury or liability insurance. Finally, we would look at the host vehicle insurance, or the company car, the owner of that company. Do they have uninsured motorist coverage? That would be the third layer. Finally, we would look to the actual driver or injured parties uninsured motorists coverage as a potential fourth player.