The importance of Uninsured Motorist Insurance

At Donaldson & Weston, PA we frequently are asked what clients can do to protect themselves in the future if they are injured in an accident. One of the best ways to protect yourself is to purchase Uninsured Motorist Coverage of UM insurance. This type of automobile insurance is frequently also referred to as underinsured motorist insurance as well. If you are injured in an automobile accident it may be the only thing available to protect you if the person who hit you has inadequate coverage or no coverage at all. In Florida uninsured motorist coverage as well as bodily injury coverage are not required for all vehicle owners. The minimum uninsured motorist coverage that a driver or owner can purchase is $10,000 which can be stacked or unstacked (we will save that for another post).

Uninsured motorist coverage allows the plaintiff’s insurance company to stand in the defendant’s shoes for purposes of paying a claim if there isn’t enough coverage to pay for the damage to the plaintiff. If you have any questions regarding the importance of uninsured motorist coverage or any other automobile insurance or accident issues. Don’t hesitate to contact us at 772-600-8707 or 561-299-3999.At Donaldson and Weston, we only represent innocent victims. For more information visit our homepage at