What Should I Do After a Car Crash in Florida?

Being involved in a car crash can be overwhelming. Even if the accident seems minor, what happens in the moments and hours after the crash can greatly affect your safety, well-being, and legal rights. If you live in Florida, knowing the right actions to take after a car accident can help you navigate the situation with confidence.

Ensure Safety and Check for Injuries

The first priority after a car crash is safety. If you are physically able, check yourself and others for injuries. If anyone is seriously hurt, call 911 immediately. Do not attempt to move injured people unless they are in immediate danger, such as from a fire.

If your vehicle is in a dangerous spot, and it’s safe to do so, move it to the side of the road to avoid further collisions. Turn on your hazard lights to alert other drivers. However, if moving your vehicle could cause more harm or you are seriously injured, wait for emergency responders to arrive.

Call the Police and Report the Accident

In Florida, the law requires you to report a car crash to the police if it results in injury, death, or property damage exceeding $500. Even if the damage seems minor, it is often a good idea to have an official report. A police report provides an unbiased account of the incident, which can be important for insurance claims or legal proceedings.

When the police arrive, give a clear and factual account of what happened. Avoid admitting fault or blaming others at the scene. Stick to the facts and cooperate with the officers.

Gather Important Information at the Scene

Collecting the right information is critical. Exchange contact and insurance details with all drivers involved. This includes:

• Full names and contact numbers 
• Addresses 
• Driver’s license numbers 
• License plate numbers 
• Insurance company names and policy numbers

Also, try to gather contact information for any witnesses who saw the crash. Their statements can support your case if there is a dispute about what happened.

Take photos of the accident scene, including:

• Vehicle damage from multiple angles 
• Road conditions 
• Traffic signs or signals 
• Skid marks or debris 
• Your own injuries, if visible

If you have a smartphone, use it to document everything as soon as possible. This visual evidence can be very helpful when dealing with insurance companies or lawyers.

Seek Medical Attention Promptly

Some injuries from car accidents are not immediately apparent. Conditions like whiplash, concussions, or internal injuries can show symptoms hours or even days after the crash. For this reason, it is important to see a doctor even if you feel okay initially.

Keep a detailed record of your medical visits, diagnoses, treatments, and prescriptions. Medical records serve as key proof of your injuries and their connection to the accident. Without proper documentation, it may be difficult to recover compensation later.

Notify Your Insurance Company

Florida is a no-fault state for car insurance, meaning your own insurance policy generally pays for your medical bills regardless of who caused the accident. However, you still need to notify your insurance company about the crash promptly.

Report the accident truthfully and provide all relevant information. Avoid giving recorded statements until you have consulted with a personal injury attorney. Insurance adjusters may try to minimize your claim or find ways to deny responsibility.

Keep Track of All Related Expenses

After a car crash, you may incur various costs such as medical bills, car repairs, rental car fees, lost wages, and more. Keep detailed records of all expenses related to the accident. This documentation will help your attorney and insurance company assess the full value of your claim.

Save receipts, invoices, and pay stubs. Make notes of time taken off work or any other losses caused by the injury. These details can have a big impact on your compensation.

Avoid Discussing the Accident Publicly

In today’s connected world, it’s tempting to share your experience on social media. However, this can be risky. Insurance companies and defense lawyers may monitor your posts looking for statements that could harm your case.

Avoid posting about the accident, your injuries, or your feelings about the other party. Keep conversations about the crash limited to your attorney and medical professionals.

Consult a Personal Injury Attorney Experienced in Florida Law

Car crash cases in Florida can be complex. Even if fault seems obvious, insurance companies often dispute claims or offer low settlements. Consulting with a personal injury lawyer early can protect your rights.

A qualified attorney will:

• Explain your legal options 
• Gather evidence and build a strong case 
• Handle communications with insurance companies 
• Negotiate settlements or take your case to court if necessary

There are strict time limits, called statutes of limitations, for filing personal injury claims in Florida. Missing deadlines can prevent you from seeking compensation. An attorney ensures you meet all legal requirements.

Understand Florida’s No-Fault Insurance and When to File a Lawsuit

Florida’s no-fault law requires drivers to carry Personal Injury Protection (PIP) insurance. This coverage pays up to $10,000 for medical bills and lost wages regardless of who caused the crash.

You can file a claim with your own insurance company first. However, if your injuries meet certain thresholds — such as significant permanent injury, permanent disfigurement, or death — you may be able to pursue a claim against the at-fault driver’s insurance for additional damages.

An experienced lawyer can help you understand if your case meets these thresholds and guide you through the next steps.

Do Not Settle Too Quickly

Insurance companies often try to settle claims quickly and for as little as possible. While a quick settlement may seem convenient, accepting an offer without knowing the full extent of your injuries and future medical needs could leave you with insufficient compensation.

Before agreeing to any settlement, talk to your attorney. They can evaluate if the offer covers all your current and future damages.

Take Care of Your Emotional Well-Being

Car accidents can have a lasting emotional impact. You may experience anxiety, depression, or post-traumatic stress after the crash. Don’t hesitate to seek support from counselors or support groups. Your mental health is an important part of recovery and can also be documented for your claim.

Keep Copies of All Documents Related to the Accident

Organize and keep copies of every document related to the accident, including:

• Police reports 
• Medical records and bills 
• Insurance correspondence 
• Repair estimates and receipts 
• Written statements from witnesses

Having everything in one place helps you and your attorney stay organized and prepared.

Conclusion

A car accident can turn your life upside down, but taking the right steps afterward can protect your health, your legal rights, and your financial future. Focus first on your safety and medical care. Then, document the accident thoroughly and seek guidance from an experienced attorney. If you’ve been injured in a crash in Florida, speaking with a personal injury lawyer can make a major difference in how your case is handled and resolved. 

The team at Donaldson and Weston is dedicated to helping accident victims understand their legal options and pursue the compensation they deserve. With a strong track record and a commitment to personalized service, they offer reliable support when you need it most. Don’t wait to get legal help; timing can be critical. Contact Donaldson and Weston today to schedule a free consultation and learn how they can help you move forward after a car accident.