If I sue for damages in a Florida auto accident case, will I hurt the person who I sue?

If you sue for damages in a Florida automobile accident case, there’s nothing that you’re doing that will actually hurt the person. The fact that an accident occurred and that they were determined at fault may affect their insurance rates and they may go up, but the actual filing of a claim will not affect their rates in any way or affect them financially, assuming you’re willing to settle for within the person’s policy limits. If you choose to go after more money than their policy limits, then of course they’re going to have to pay out of pocket to cover the difference.